Welcome to Chatrapati Multistate
Welcome to Chatrapati Multistate
Welcome to Chatrapati Multistate
Welcome to Chatrapati Multistate
A loan against FD is a kind of secured loan where the customers can pledge their FDs as a Safe and secured future that can be availed as a loan. The amount of the loan depends upon the principal amount of the FD. This can go up to 90% - 95% of the deposited amount.
Scheme Name | Loan against FD |
Purpose of the Loan | To Meet The emergency Financial Needs. |
Eligibility | Minimum Annual Income- 3 Lakhs. |
Loan Amount | Max. the loan amount is Rs. ___Lakhs |
Margin |
For loans up to Rs. 1Cr.- 80% of the value of the respective property For loans above Rs. 1 Cr.- 85% of the value of the respective property |
Repayment method | A maximum repayment period of _ years. |
Rate of Interest | Card Rates applicable (p.a.), Interest will be applied monthly basis on outstanding amount. EMI starts at Rs. _* per month & it is up to RS. ___* per month. Depending on your tenure. |
Security | Bank will ask for collateral security above the Loan Amount of Rs.___/- |
Processing Fees | 0 % of the loan amount + GST. |
Guarantor | Two guarantors of good means. |
Documents | |
Applicant |
Address Proof (Passport / Aadhar Card /Driver’s Licence / Voters ID) Income Proof - 3 Months' Salary Slips / 3 Year ITR Bank Statements for last 6 months of main operational/salary bank account Company ID Card / Shop Act Light Bill Photo Copy Passport Size Photograph |
Guarantor | Photo, Photo ID, Residence proof, Income Proof |
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